At first glance, it’s easy to get mixed up between breakdown cover and vehicle insurance, because they can seem like they do a similar job. After all, they both give you peace of mind when you’re on the road, they both involve your car, and they both help when something goes wrong.
But they’re actually very different.
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The UK’s six-month MOT extension might end early because of fears about increasing numbers of unroadworthy cars. Car owners are also being warned that if they don’t keep their motors in a fit state to be driven, their insurance may not cover them.
In the latest report by Green Flag and road safety charity Brake, an alarming number of drivers revealed gaps in their knowledge about vehicle maintenance. Around one in 10 drivers (9 per cent) claim they never carry out any vehicle safety checks.
One in four (27 per cent) said they care for their car just once a year. More worryingly, a fifth of drivers (20 per cent) said they’d knowingly driven an unroadworthy car.
We investigate why the MOT extension might end early and how you can ensure your car is roadworthy.
You don’t want this to happen before you discover that you’re not covered
Motor insurance used to be so simple. You bought comprehensive cover and you were pretty much covered. Or so most of us thought. But as insurers have worked hard to make the cost of premiums appear more attractive, so drivers are less likely to be insured for the things that many of us take for granted. Read on to see what your insurance premium may not include, perhaps contrary to what you might think. Continue reading